Work With Beaumont Public Adjusters
If you're a Beaumont property owner facing a property damage claim, hiring a Public Adjuster can help protect your finances and keep your claim moving. Whether you're dealing with hurricane wind damage, flooding, hail, a burst pipe, or a fire, a licensed Beaumont Public Adjuster can negotiate with your insurer and help you pursue a fair, complete settlement.
Understanding Public Adjusters
A Public Adjuster is a licensed insurance professional who advocates for policyholders, not insurance companies. A Beaumont Public Adjuster can help you interpret your coverage, file your claim, and pursue a fair settlement from your carrier. They handle residential and commercial property claims, and can also assist with renters' insurance claims.
Public Adjusters represent you, not your insurance company. In fact, Texas requires every Public Adjuster contract to state "WE REPRESENT THE INSURED ONLY" in bold type. You can bring one on at any stage of your claim, but engaging a Public Adjuster early lets them document damage before repairs, cleanup, or weather cover it up.
How Much Does a Public Adjuster Cost in Texas?
Public Adjusters can be paid by a percentage of your settlement, an hourly rate, or a flat fee. Whatever the method, Texas caps a Public Adjuster's total commission at 10% of the insurance settlement on your claim. That 10% includes the adjuster's expenses and other costs, so there are no add-ons on top.
Your Rights Under Texas Law
Texas has strong rules to protect property owners who hire a Public Adjuster, especially after a hurricane or tropical storm.
- 72 hours to change your mind: You can cancel your Public Adjuster contract for any reason by written notice within 72 hours of signing it.
- State-approved contracts only: Public Adjusters must use a contract form approved by the Texas Department of Insurance.
- No storm chasing: Public Adjusters can't solicit you while a natural disaster is still in progress.
- No repair conflicts: A Texas Public Adjuster can't take part in repairing your property or profit from a repair, construction, or salvage firm working on your claim. Contractors can't act as your Public Adjuster either.
Are Beaumont Public Adjusters Licensed?
Yes. Anyone who acts as a Public Adjuster in Texas, or advertises as one, must be licensed by the Texas Department of Insurance. You can verify a Beaumont Public Adjuster's license through the TDI website before you sign.
If you're interested in learning about license requirements in other states, you can access the 50-state database of Public Adjuster license requirements by state.
Beaumont Public Adjusters
If you're looking for a trustworthy adjuster, Tiger Adjusters® Beaumont, Texas is highly ranked by consumers, and owned and operated by Brian Davis.
With comprehensive training and negotiation expertise, Tiger Adjusters® brings a focused, policyholder-first approach to every Beaumont claim.
- Industry Knowledge: Tiger Adjusters® thoroughly understands Texas insurance regulations, including how wind and flood coverage are split after a hurricane. We'll help you make sense of your policy and guide you through the state's claim procedures.
- Skilled Adjusters: From wind-driven rain damage to mold and moisture hidden behind drywall after a flood, our Public Adjusters find and properly document the damage other policyholders often overlook.
- Insurance Claim Specialists: Your carrier's adjusters represent the insurance company. Hiring Tiger Adjusters® levels the playing field and helps make sure your settlement reflects the full scope of your covered damage.
Brian Davis
Owner/Operator and Public Adjuster
Woodlands, Texas
TX #3527446
(346) 601-8525